Handling Hail Damage Insurance Claims

Whether you are seeking hail damage repair Denver CO or are looking into filing a hail damage claim, this article has got your back with the facts. Hail storms can come out of nowhere and cause extensive damage to your home, vehicle, or anything left outside.

In order to help you get the recovery aid you need, here is what to do what looking into a hail damage claim.

Get Inspected Quickly

If you are filing a claim with your insurance, you are going to want to have someone come out as soon as they can to assess the damage. An external inspector with experience can examine your car or roof and will be able to give your insurance company proof of the sustained damage.

Filing the Claim

Before you go and get your car or roof inspected, make sure you check that the insurance policy will cover storm damage. After that, your provider will send an adjuster to review the roof so that you can file your claim and get the funding you need to repair the damages. The adjusters will often speak with local contractors to review the damage together so that they can get an accurate price estimate.

Damage Cost

Most often the policyholder will pay the deductible to the contractor. Once approved, the insurance company will cover the rest to the contractor so that they can begin work.

Damage cost can range anywhere between a simple repair or a full-on replacement. Once again, it is important to act in a timely manner so that your claim can be reviewed before any further damage is caused.

Denied Claims

If you don’t have sufficient documentation to show proof of damage to the car or roof, it can lead to your claim being denied under the quality that it was invalid. If the policy was renewed shortly after the damage occurred, this would mean that the personal property was not covered by the policy.

This is why it’s important to always know what policy you have and when the damage occurred. If you are unable to get your claim approved, you may need to hire a lawyer to pursue your funds in court. Just make sure that all your facts are straight before you do!

Now that you know what to do after a nasty hail storm comes and wrecks your stuff, you’ll be prepared to meet the challenge head-on.


As a mechanical engineer turned blogger, Charlie provides readers with a technical, yet accessible look into the world of automotive engineering and design. His insightful posts make complex car technologies understandable.